CDs & IRAs

Certificates of Deposit are a popular way to save. You earn a rate of interest guaranteed over the term of the CD, which can range from 6 months to 60 months. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings.

Cornerstone Bank offers CDs with the following features:

• Minimum deposit of $500 to open
• No monthly service charge
• Interest earned may be withdrawn at any time without penalty
• At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
• As with most CDs, there will be a penalty for early withdrawal
• FREE telephone and internet banking (inquiries only)
• Fully insured by a combination of the FDIC and the DIF

VIEW CD RATES OPEN NOW

Our Individual Retirement Accounts allow you to save for your retirement by receiving a higher rate of interest with our fixed rate CD IRA product, with the safety of FDIC and DIF insurance. There are two IRA Plans to choose from: Traditional IRAs and Roth IRAs. Please contact your tax advisor to determine which plan is best for you.

Features:

• Available terms: 6 – 60 months
• Minimum deposit of $500 to open
• Guaranteed interest rate for the term of the certificate
• Funds may be added at maturity
• As with most CDs, there will be a penalty for early withdrawal
• FREE telephone & internet banking (inquiries only)

VIEW RATES